From “maybe one day” to approved in 24 hours.
No credit score. No co-signer. Just a simple, honest process built around what you can actually afford. Here's every step.
Seven simple steps to your keys
No queues, no jargon: here's exactly what happens, from first hello to driving away.
- 1
Step 1Apply online using the link below
It takes a few minutes from your phone.
- 2
Step 2Get approved within 24 hours
We look at your income, not your credit score.
- 3
Step 3Accept your approval and pay your initiation fee
The once-off fee secures your car.
- 4
Step 4We get your wheels ready for you
Inspection, tracker and roadworthy, all handled.
- 5
Step 5Sign your online contract
Digitally, from your phone. No queues.
- 6
Step 6Pay your prorata fee
It covers your insurance and subscription from delivery day to your next payment date.
- 7
Step 7Collect your new wheels
Pick up your keys and drive away.
And just like that, you're a Diva.
Keys in hand. Fully insured, serviced and tracked. Your new chapter starts the moment you pull off.
What you'll need to get going
Tick these four boxes and you're most of the way there. We look at affordability, not your credit score.
R25 000+ gross monthly income
Salaried or self-employed
A valid South African ID or passport
Proof of who you are
A valid driver's licence
A full, valid licence is required
Proof of income & address
3 months' bank statements + 3 payslips
See your all-inclusive monthly
Slide to your dream car. Insurance, maintenance and tracking are already included, no email required.
Comprehensive insurance
Vehicle tracking
Roadside assistance
Rent, groceries, school fees, other debit orders.
Your indicative monthly
One amount. Insurance, maintenance and tracking already in it.
Initiation fee
R30,000
Min. income needed
R25,100
Indicative only: based on a 60-month term. Your final plan is confirmed on application.
Licensing & paperwork
Warranty cover
Service & maintenance
Every monthly amount above already includes all of this
Comprehensive insurance
Vehicle tracking
Roadside assistance
Licensing & paperwork
Warranty cover
Service & maintenance
DriveDiva vs the usual options
The same dream car, without the gatekeeping, the surprise costs or the wait.
| DriveDiva | Bank finance | Buying cash | Traditional rental | |
|---|---|---|---|---|
| No credit score required | ||||
| Insurance, maintenance & tracking included | Sometimes | |||
| Approved within 24 hours | Maybe | |||
| One simple vehicle subscription | Plus extras | |||
| Built for women, by people who get it |
Your questions, answered
The questions we get asked most: answered straight, no fine print.
Still curious?
A real Diva is one WhatsApp away.
No. DriveDiva agreements are vehicle subscription agreements, so we look at affordability and income rather than your credit record. Many women who can't get traditional bank finance qualify with us.
Often, yes. Because we assess affordability rather than your credit history, being under debt review or blacklisted doesn't automatically disqualify you. Send us your application and we'll assess your situation personally.
Absolutely. If you're self-employed we simply ask for 6 months' bank statements instead of payslips, so we can see your affordability.
Yes, a once-off initiation fee is payable once you're approved and before you collect. It is the same regardless of which car you choose, and there is nothing else to pay upfront.
A gross income of R25 000+ per month, a valid SA ID or passport, a valid driver's licence, and proof of income and address (bank statements and payslips).
Most applications are reviewed within 24 hours. Once you're approved and your initiation fee is paid, we prep your car and arrange collection.
It's included. Comprehensive insurance, maintenance and tracking are all wrapped into your one simple vehicle subscription, with no separate policy to arrange or pay.
At the end of your term the vehicle is bought for an agreed amount.
Chat to us about your current vehicle and we'll let you know your options. We're happy to talk through what works best for you.
Yes, you are welcome to drive the car wherever you go. If you're planning a cross-border trip, just let us know in advance so we can sort out the paperwork.
Please reach out to us as early as you can and we'll always try to find a solution. The sooner you talk to us, the more we can help.
Yes. We handle your personal information in line with South Africa's POPIA. Your documents are used only to assess and set up your subscription.